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The Perfect Storm has hit.

May 29, 2012

Floods – Epic Snow Fall – Hurricanes – Tornadoes – High Oil Prices.

Founders Insurance Group is here for you!

We know homeowners’ rates are going up, and we are here for you. How Founders will handle your account as the renewals come into us…

  1. We will review your policies
    and move them to another carrier if it is in your best interest. Please note that each carrier will offer different coverages, so depending on your home it might be in your best interest to stay where you are! This is especially important if you have an older or historic home.
  2. We can raise your deductible
    which will decrease your premium, if you so choose. We suggest having a minimum of a $1000 deductible as you will start seeing significant discounts at this point. Some carriers will go up to a $50,000 deductible which is waived if the loss is a catastrophic one.
  3. Do we write your auto insurance?
    You could be missing out on a great discount if we don’t! Insurance carriers often give discounts when they have multiple policies – Home, Auto, Umbrella, Valuables, Boats, and/or Motorcycles. If you don’t have all your policies with Founders – let us give you a proposal,you might be pleasantly surprised! If we do have your home and auto with different carriers, there is a reason for that: Perhaps you had a few accidents and/or violations on your auto policy or have a youthful driver OR you had a few losses on your home – this probably determined where we placed you originally. We look at these policies annually to make sure you are where you need to be, if a change can be made our account managers will inform you a.s.a.p.
The Bottom Line:  Everyone is in the same boat when it comes to rising home insurance rates including us, your agents!  Hang in there, let us guide you through the process and don’t be afraid to pick up the phone and call us –  that’s what we are here for.  Remember that working with an independent insurance agent gives you the best opportunity to find the insurance that is right for you!

If you have any questions, call us 1-800-762-7369,

if we have any concerns we will call you!

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